Top Tips to Lower the Homeowner’s Insurance Premium

Several residents from Florida ask us how to get discounts on homeowner’s insurance. To help such residents, we have listed some ways to lower the premium on this form of insurance.

Get car and home insurance from the same company

There are several companies, like Florida Insurance Marketers, that offer both home and auto insurance. Buying both of these policies from such insurers can help you get some discount.

Safeguard your home against disasters

From installing stronger roofing materials to adding storm shutters, there are several ways to make your home resistant to disasters. The steps like these pave the way to discounts. Modernizing of electrical and heating system also helps in this.

Loyalty discounts

Various companies offer a special discount to the clients who stay associated with them for a long term. You might save your premium up to five percent by doing so.

Shop around

It might sound very obvious but it is something that you help you get a good deal. You can also compare the features and benefits of different policies in doing so.

Protect your home against thefts

The insurance firms can reduce the premium if you have installed a burglar alarm, smoke detector, or deadbolt locks. If you installed high-tech equipment for this purpose, you might receive a premium in the range of 15-20 percent.

Get homeowner’s insurance in Parkland or other cities of Florida by connecting with Florida Insurance Marketers. Read more about the insurance policies this agency offers from here.

Things You Should Know About Home Insurance

Home Insurance

From meeting your mortgage requirements to safeguarding your financial future, there are several benefits that home insurance offers. This is the reason various residents of Parkland, Florida opt for it.

Through this blog post, we will discuss various aspects home insurance you should be aware of.

Various damages are not covered

Some policies state that your coverage is against damages that are “sudden and accidental.” This means damage due to negligence in maintenance might not be covered. Therefore, you need to discuss with the agent beforehand.

You can get various discounts

There are several ways to enjoy discounts when buying home insurance. For example, if are buying auto and home insurance from the same insurer, you can ask for a discount. Similarly, some insurance companies offer a discount if you have installed alarm systems or deadbolt locks in your home.

You need to read the policy thoroughly

Every feature and guideline is in your policy. The rights and responsibilities of both the insurer and policyholder are in this policy. Read it carefully before signing and keep it at a safe location.

Your credit score also decides the premium

It’s a no-brainer that your credit score decides your ability to get a loan. But what many people find surprising is that it also has an impact on your premium.

If you want to learn more about home insurance in Pembroke Pines or other regions of Florida, you can contact us at 855-378-8909. You can also read about our insurance services through this link.